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Avoid medical debt with an Obamacare Health Plan

A single medical emergency can affect your finances for years. Obamacare gives you access to health insurance that lowers healthcare costs and protects you when you need it most.

Benefits

Get health insurance and essential benefits in the U.S.A.

Every year, Obamacare helps millions of people access health plans designed for different income levels and personal circumstances. It provides access to regulated health coverage, helping protect you from unexpected medical expenses.

Coverage when it matters most

Coverage for surgery, hospital stays, and emergency care. Your plan can cover a significant portion of the costs during critical situations, helping you avoid overwhelming out-of-pocket expenses.

The essentials are covered

Get the services you truly need. Available plans include doctor visits, prescription medications, urgent care, and mental health services from day one.

Your medical history won’t stand in your way

You can still get coverage if you have a condition such as diabetes, high blood pressure, asthma, or a thyroid disorder. You cannot be denied coverage because of a pre-existing condition.

Focused on prevention

Routine checkups, vaccinations, and basic screenings are often included at no additional cost, helping you catch potential health issues before they become more serious.

More than 1,000 people have secured health insurance through Tren Insurance

Testimonials

We work with the nation’s most trusted insurance providers

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There’s still time to choose your health plan

November 1, 2025–January 15, 2026
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What you need to get health insurance

Obamacare

Have an income that falls within the federal eligibility guidelines.
Live in the United States and not be incarcerated.
Have an eligible immigration status in the United States.
File a federal tax return.

Get Covered

Without insurance, a single emergency could wipe out years of savings

Choose the level of coverage that fits your life

Obamacare plans

Plan
Gold

The highest level of coverage with the lowest costs when you receive care. Ideal if you want maximum protection and peace of mind.

Plan
Silver

A strong balance between monthly premiums and healthcare benefits. It’s the most popular choice.

Plan
Bronze

Lower monthly premiums with essential coverage. Ideal if keeping your monthly payment as low as possible is your priority.

Not sure which plan is right for you? We’re here to help

At Tren Insurance, we support you from your very first question until your coverage is active. Because insurance you don’t understand can’t truly protect you.

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People have trusted us

How to get your health insurance plan, step by step

How it works

01.
Call Tren Insurance
Give us a call and a licensed Spanish-speaking agent will assist you. From the very beginning, you’ll have an experienced professional guiding you through the process.
02.
We review your needs
Before recommending a plan, we take the time to understand your situation. This allows us to guide you toward an option that truly fits your needs.
03.
Compare your options
We explain your options in clear, straightforward terms—including the monthly cost, what each plan covers, and other important details. You make the decision; we guide you through the process.
04.
Quick and easy enrollment
We complete the enrollment process and carefully review every detail, making sure your plan is active and its effective date is confirmed.

Frequently Asked Questions

You can primarily enroll during the Open Enrollment Period, which generally runs from November 1 through January 15. However, you may qualify for a Special Enrollment Period (SEP) after certain life events, such as moving, losing job-based coverage, getting married, having a baby, or experiencing a change in immigration status.

It’s important to report any income changes to the Health Insurance Marketplace as soon as possible. We can help you adjust your subsidy and avoid surprises when you file your next tax return.

Many immigration statuses may qualify, including lawful permanent residents, asylees, refugees, TPS holders, and people with certain visas. Contact us for a confidential eligibility review.

 

An HMO generally requires you to choose a primary care physician and obtain referrals before seeing specialists, typically in exchange for lower costs. A PPO gives you more flexibility to see specialists without a referral but may come with higher costs.

No. All guidance and enrollment assistance from Tren Insurance is completely free.